Ledger office in New York City! Learn more

Improve program economics with direct access to capital

Higher ceding commissions, multi-year capacity, and fast execution.
684M+
Premium
securitized
$180M+
Capital
secured
Top 5
Largest MGAs in U.S.
partner with Ledger

Why Ledger

The best partner for program administrators

Higher ceding commissions

Multi-year capital commitments

Faster speed to market

Ability to combine multiple programs

Our customers

Why our partners love us

Appalachian Underwriters
"When strategic decisions forced me to move my programs, I reached out to Ledger to take advantage of their fast speed to market - we stood up a program in five weeks; not months!"
- Bob Arowood,Appalachian Underwriters
Cardigan General
"With Ledger I gain the convenience of multi-year capital commitments and the ability to combine multiple programs in a single securitization."
- Brenda Sherman,Cardigan General Insurance Services,
a Venbrook Company

As seen in

Artemis
Target Markets
Future50 Americas
The Insurer
Trading Risk
Leader's Edge
TechCrunch

Ledger's risk appetite

Ledger specializes in securitizing casualty risk, but other lines of business can be considered if they can be objectively modeled using high quality data.

General
Liability

Personal
Auto

Commercial
Auto

Workers Compensation

Commercial
Multi Peril

Non-Catastrophe
Property

Miscellaneous
Professional

Streamlined process to assess your risk portfolio for ILS

Submission requirements

Ledger analyzes your portfolio and underwriting history using modern statistical methods

Detailed historical data
Loss Triangles
Guidelines & Manuals
Limits and Exposure Profile
Portfolio Changes
Historical Pricing Trend
ILS assessment

Evaluation across 3 keys areas to determine securitization viability

Economic Assessment
Exposure Assessment
Business Plan Assessment

Ready to get started?

Tell us about your programs and we’ll show you much Ledger can improve your economics and take your business to the next level.