What's New
Peter Hancock, former President and CEO of AIG, joins Ledger's board.  Read more

The new standardin insurancefinancing

We build capital markets solutions for Insurers and Institutional Investors to sell and buy securities covering all classes of risk portfolios.
Ledger Investing

For Investors

Discover and evaluate new investment opportunities across a wide range of diversifying insurance risk classes on Ledger Capital Market's ILS platform.
Risk Transparency

Risk Transparency

Explore risk/return characteristics based on stochastic, machine learning models trained on 30-years of data for 4,000+ insurers for 20+ product lines.
Standardized Investment Structures

Standardized Investment Structures

Rely on structures that have been carefully designed to leverage over 20 years and $100+ billion of market transactions.
All Classes of Insurance Risks

All Classes of Insurance Risks

Access opportunities across 20+ standardized product lines with high-quality data, research, benchmarks, and decision-support tools to better understand, navigate, and evaluate opportunities within insurance-linked securities.
Ledger Platform

For Insurers

Strengthen and scale your insurance business. Become more competitive, improve returns while lowering risk, finance growth.
  • Grow Premium Volume at Lower Prices

    Grow Premium Volume at Lower Prices

    Leverage the capacity of the capital markets to warehouse risk more cost-efficiently to lower rates as a means for growth.

  • Increase Return, Lower Volatility

    Increase Return, Lower Volatility

    Access lower-cost capital in insurance-linked securities (ILS) market to improve ROE while reducing earnings volatility by holding less risk and earning stable fee income.

  • Increase Company Valuation

    Increase Company Valuation

    Use securitization to flex off-balance sheet capital each year to manage underwriting cycle. Increase P/E by deriving more value from origination and underwriting vs. warehousing risk.