Industry database / Workers' Compensation

Workers' Compensation

Ledger-supported line of business

Insurance that covers an employer’s liability for injuries, disability or death to persons in their employment, without regard to fault, as prescribed by state or federal workers’compensation laws and other statutes. Includes employer’s liability coverage.

U.S. market size

$43B

Loss ratio

67.33%

Top 10 Workers' Compensation writers

Rank	Company	Premium Earned	Incurred Accident Year Loss Ratio
1	Travelers	$3.3B	74.8%
2	The Hartford	$3B	57.4%
3	Chubb	$2.1B	59.4%
4	Berkshire Hathaway Inc.	$2B	67.1%
5	Liberty Mutual	$1.6B	77.3%
6	AF Group	$1.6B	61%
7	W. R. Berkley Corp.	$1.3B	59.1%
8	AmTrust Financial	$1.2B	60%
9	Great American Insurance	$1.1B	57.5%
10	AIG	$814M	83.5%

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