Increase returns and decrease earnings volatility

Ledger helps insurers access efficient, off-balance sheet ILS capital, resulting in fee-based income and RoE growth.

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$400M+
Premium securitized: $180M+
Capital secured: Top 5
Largest MGAs in U.S. partner with Ledger

Why Ledger

The best partner for insurers

Direct access to efficient capital

Scale premium volume quickly

Boost return on equity

As seen in

Ledger's risk appetite

Ledger specializes in securitizing casualty risk, but other lines of business can be considered if they can be objectively modeled using high quality data.

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General
Liability

Personal
Auto

Commercial
Auto

Workers Compensation

Commercial
Multi Peril

Non-Catastrophe
Property

Miscellaneous
Professional

Streamlined process to assess your risk portfolio for ILS

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Submission requirements

Ledger analyzes your portfolio and underwriting history using modern statistical methods

Detailed historical data

Guidelines & Manuals

Portfolio Changes

Loss Triangles

Limits and Exposure Profile

Historical Pricing Trend

ILS assessment

Evaluation across 3 keys areas to determine securitization viability

Economic Assessment

Exposure Assessment

Business Plan Assessment

Ready to get started?

Tell us about your programs and we’ll show you much Ledger can improve your economics and take your business to the next level.

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Resources

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blog - 2 min read

Ledger raises $75M in Series B to fund exponential growth

Ledger Investing has successfully expanded insurance securitization into the U.S. casualty market by providing data transparency, and repeatable reinsurance structures that create both efficiencies for insurers and uncorrelated returns for institutional investors. The startup has placed $400+ million in premium into the capital markets and is on track to exceed $1 billion by the end of the year.

Company offsite 2022

While Ledger is fully remote during most of the year, offsites are the one event that bring everyone together in person. Teams are craving connections that are more significant than back-to-back Zoom calls. We have existing relationships that need to be re-established and fortified and new connections that need nurturing.

Ledger Public Tracker

In the past three weeks, more data and money have flowed through Ledger Investing than during the company’s first three years. Growing activity is cause for celebration for the entire team, and the company is grateful to its investors, partners, and clients. Faster than ever before, Ledger transforms flows of insurance contracts into financial securities.